Online Car Insurance ! Buy Car Insurance Online

If you have a car or any other vehicle, then it should be insured! Online Car Insurance will get you many benefits! In today’s article, we will know how you can get online car insurance. There are also some other things that should be kept in mind while doing online car insurance.

Through Insurance Web Aggregators

An Aggregator Company is a company that does not sell any of its own products to customers. Instead, she makes others’ products available through her website. In return for providing this service, she takes her commission.

There are also many such companies in India that work as an insurance aggregator. They offer evaluation and comparison of the products of other insurance companies. The customer chooses from among those products according to his need. There is also a link to buy that product on the aggregator itself. When someone takes a policy of an insurance company through this link, the aggregator gets a commission.

Online Car Insurance
Online Car Insurance

The names of some of the companies working as aggregators in the field of auto insurance in India are as follows.

  • Policybazaar.com
  • coverfox.com
  • www.policyx.com
  • www.comparepolicy.com
  • www.bankbazaarinsurance.com
  • InsurancePundit.com
  • insurancemall.in
  • myinsuranceclub.com
  • easyinsuranceindia.com

Take care Insurance Aggregators are recognized by the Insurance Regulatory and Development Authority of India (IRDAI) for only 3 years at a time. You can see the list of which insurance aggregators are currently valid on the IRDAI website. For this you can use this link-
https://www.irdai.gov.in/ADMINCMS/cms/NormalData_Layout.aspx?mid=9.6.1&page=PageNo2337

Documents required for online car insurance

  • Documents for Online Car Insurance
  • documents for car insurance

Car Insurance through Companies websites

Nowadays almost all insurance companies have started making their products available online. Here we are giving the names of the major general insurance companies of India that insure the cars and the links of their websites-

New India Assurance Company Limitedwww.newindia.co.in
United India Insurance Company Limiteduiic.co.in
National Insurance Company Limitednationalinsuranceindia.nic.co.in
ICI Lombardwww.icicilombard.com
The Oriental Insurance Company Limitedorientalinsurance.org.in
Reliance Generalwww.reliancegeneral.co.in
Cholamandalamwww.cholainsurance.com
State Bank Car Insurancewww.sbigeneral.in
Must ReadTop 5 Car Insurance Companies
HDFC Ergowww.hdfcergo.com
Tata AIGwww.tataaig.com
Bajaj www.bajajallianz.com

Through Insurance Web Aggregators

An Aggregator Company is a company that does not sell any of its own products to customers. Instead, she makes others’ products available through her website. In return for providing this service, she takes her commission.

There are also many such companies in India that work as an insurance aggregator. They offer evaluation and comparison of the products of other insurance companies. The customer chooses from among those products according to his need. There is also a link to buy that product on the aggregator itself. When someone takes a policy of an insurance company through this link, the aggregator gets a commission.

The names of some of the companies working as aggregators in the field of auto insurance in India are as follows.

  • Policybazaar.com
  • coverfox.com
  • www.policyx.com
  • www.comparepolicy.com
  • www.bankbazaarinsurance.com
  • InsurancePundit.com
  • insurancemall.in
  • myinsuranceclub.com
  • easyinsuranceindia.com

Take care Insurance Aggregators are recognized by the Insurance Regulatory and Development Authority of India (IRDAI) for only 3 years at a time. You can see the list of which insurance aggregators are currently valid on the IRDAI website. For this you can use this link-

https://www.irdai.gov.in/ADMINCMS/cms/NormalData_Layout.aspx?mid=9.6.1&page=PageNo2337

online car insurance documents-

  • Photocopy of your driving license
  • Documents related to the registration of your vehicle, along with a photocopy of RC (Registration Certificate)
  • Your address proof
  • A Cancel check, if you opt for EFT (Electronic Funds Transfer) to pay the premium
  • Documents of your existing policy (if renewing insurance or changing insurance company)

Online car insurance buying process

As we mentioned above that all the major general insurance companies provide online insurance facility on their websites. By completing some easy steps, you can buy car insurance in minutes.

  • Step 1: First of all you have to fill a form regarding your vehicle. In this, information about the type and make of your vehicle has to be given. On the basis of this, it is decided that how much premium (installment) will have to be paid by you.
  • Step 2: – After this you are asked for personal information about yourself (personal details. For example name, address, e-mail, phone number etc.
  • Step 3: Now it is time to pay the premium of the policy. You can pay by Debit/Credit Card, Netbanking or UPI as per your convenience.

How to renew car insurance online

The process of renewing car insurance is also very similar to buying a new policy. Nowadays many insurance companies are providing the facility to renew insurance online. Here we are giving the process of Online Insurance Renewal as a sample-

  • Step 1: You have to go to the website of the insurance company and select the insurance renewal online form. In it, fill in the details sought in relation to your previous policy.
  • Step 2: After this, by going to the next page, you see the details of the new policy. Approve its Rules and Regulations.
  • Step 3: Now you get the option of paying for the policy. You can pay through your Debit/Credit Card or Online Bank Account. With this, the renewal of your policy is completed.

Where are you getting discounts?

Car insurance companies announce discounts on their policies from time to time. Keep an eye out for such announcements. Even while insuring, see that the offer of any company is not running. If the coincidence is good then you can get good savings on your premium.

IDV calculated correctly

While taking the policy, also keep an eye on whether the insurance company has put the Insured’s Declared Value (IDV) of your vehicle properly or not. This is the amount that you can get if your vehicle is completely destroyed or stolen in an accident. Your premium installment also depends on the IDV of your vehicle.

Choose the best riders

Riders are a type of add-on covers, with the help of which you can customize your insurance plan according to your needs. The better riders you can choose, the better your insurance plan will be.

Know the claim process

Just choosing an insurance policy with high benefits is not enough. It should also be timely and deliverable. That is, what is the company’s method for settling the claims? Also find out how the company’s record is in claim settlement. Your insurance company should have a good customer support facility.

Is there an online renewal process or not?

After the end of the car insurance period, he will also have to get it renewed. It would be better to choose the policy of such a company which is providing the facility of Online Renewal. Otherwise, you will have to take separate time to get renewed and you will have to worry.


I am a Digital Marketer and Serial Entrepreneur. I am having years of experience in the field of digital marketing. I Love Hindi Blogging, Create Brands, and Run Paid Ads. I have helped more than 100+ Clients and Companies with their Online Reputations.

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